This Privacy Policy outlines how Proud Retirements managed by Organic Growth LLC collect, use, and disclose information about you when you use our websites, mobile and tablet apps, and other online products and services that link to this Policy; subscribe to our print newspaper; receive our emails and newsletters; or attend our events, or when you otherwise interact with us or receive communications related to the Services. For certain Services, we may provide additional privacy information that supplements this Policy. Some may have a different privacy policy, and this Policy does not apply to those products or services.
You acknowledge that your data, including any data you provide, is processed by Proud Retirements in the United States, which may have different data protection standards if you reside in another country.
Information We Collect
- Information You Provide to Us: We collect the information you give us directly when you use the Services, including when you:
- Register an account or sign up for a newsletter; register for or attend an event; participate in a contest, promotion, or survey.
- Contact details such as your name, email address, street address, and phone number;
- Demographic details such as year of birth, gender, general location such as city or state;
- Professional details such as job title, industry, and education; and
- Payment details such as your credit card number (handled by our third-party payment processor) and expiration date, where needed to process a financial transaction you’ve requested.
- Contents of your communications with us, such as comments, requests, and questions submitted through customer service interactions, and recordings of calls made to our customer service team.
- Survey responses, which may include your interests, opinions, and personal information like demographic details.
Information Collected Automatically: We (and service providers working on our behalf) gather certain data automatically regarding your use of the Services or your device. For instance, we collect:
- Device details like hardware model, IP address, device identifiers, operating system, browser type, and settings (such as language and available fonts) on the device you use to access the Services.
- Usage details including the Services you access, the duration and timing of your use, and your interactions with content, such as articles you read, clicks on our site (including interactive content), customer service engagements, cursor movements, certain screen interactions, and images. (Please note, we do not capture personal information typed into form fields, such as name or email address, before submission.) Additionally, we track how you engage with our emails.
- Location details, including general location information derived from your computer’s IP address, your mobile device’s GPS signal, or data about nearby WiFi access points and cell towers, which may be transmitted when using certain Services.
We and our service providers utilize cookies, web beacons, and other tracking technologies to gather this information. For more details, refer to our Cookie Notice.
- Information From Third-Party Sources: We may obtain information about you from other sources, both online and offline, and combine it with the data we collect directly from you. For example, we may receive information from:
- – Other Users, such as your contact information if someone provides you with a gift subscription.
- – Enterprise Subscribers, like your employer or educational institution, who may provide us with your email address so you can create an account and access the Services.
- – Publicly and commercially available sources, where allowed by law, including contact details, demographic and professional information, and interests.
- – Social Media Services, if you interact with us via social media or log in using social media credentials. Based on your social media settings, we might access information like your name, email address, friend or follower list, profile and demographic data, current city, comments or reactions to our Services, and the accounts you follow.
- – Data analytics providers and advertising partners, including details about your usage, demographics, activities on other websites or platforms, transactions with other companies, and inferred interests.
Additional Information We Collect: We may gather other details about you, your device, or your use of the services in ways we explain at the time of collection or with your consent. You can choose not to share certain types of information with us, but doing so might limit your access to some of the Services. We also obtain information from suppliers, business partners, and similar organizations, which can include contact and business details like your name, phone number, email address, postal address, government identifier, business name, industry, locations, and other employer-related information. Additionally, we collect financial and transactional data when necessary to process payments, along with communication details, including your name, email address, phone number, and the content of your interactions with us.
How We Use Information:
We utilize your information to:
Provide and Manage the Services, including to:
- Manage your registrations and subscriptions, deliver electronic newsletters, and/or allow you to engage with features (such as commenting) offered by the Services.
- Deliver customer support, including using automated tools to gauge customer sentiment and improve our service.
- Identify and resolve technical issues, such as app crashes and other reported problems.
- Customize the Services, including content and recommendations (including via email). These features help us provide information and content (such as articles and interactive elements) that align with your personal interests and preferences.
To Communicate with You: We occasionally reach out with updates about the Services, new features available to you, legal notices, and customer service messages. Depending on your settings and preferences, we may also send you newsletters, alerts, surveys, special offers, promotions, and other information that might interest you.
To Better Understand Our Audience and Enhance Our Services: We analyze user interactions with the Services, along with demographic data, interests, and other insights, to better understand our users and continually improve our offerings.
To Deliver and Evaluate Advertising, Including Targeted Ads: We and our partners use your information to show you ads, promotions, and offers that, based on your settings, may be personalized. We also measure the placement, frequency, effectiveness, and compliance of ads and impressions (including both contextual and targeted ads). These ads, promoting our services or third-party advertisers, may appear on and off the Services.
We and our partners use cookies and other tracking technologies to understand how you engage with the Services and to serve relevant ads. This helps us determine whether you’ve seen an ad before, customize ads based on your activities on and off the Services, and avoid showing you the same ads repeatedly. For more details on how we use cookies and other tracking technologies and your options for opting out of personalized advertising, refer to our Cookie Notice.
We also utilize other information we collect, such as demographic and personal data (e.g., email address), for advertising purposes, including personalized ads.
To Protect the Rights of the Services and Others: We use your information when we believe it is necessary to protect, secure, enforce, or defend the legal rights, privacy, safety, or property of the Services, its employees, agents, or users, and to comply with applicable laws and legal processes.
With Consent: We use your information with your consent or according to your instructions.
How We Share Information: We may share your information with:
- Affiliates within Our Group of Companies: We may share your information with our affiliated companies
- Business Partners: We may share your data with partners to deliver services you use or request, such as co-sponsors of promotions hosted on our Services. Please note that we are not responsible for the privacy practices of these partners.
- Service Providers: We may disclose your information to third-party service providers who assist us in areas such as hosting, analytics, advertising, list management, and payment processing.
- Other Parties When Required by Law or for Protection: We may share your information as required by law or when necessary to protect, enforce, or defend the legal rights, privacy, safety, or property of the Services, our employees, agents, or users, or to comply with legal processes, including responding to public and governmental requests.
- Social Media Services: If you log in using a social media account or link a social media account to our Services, we may share certain personal information with that social media service based on your settings. The privacy practices of the social media service will then govern how your information is handled.
- Third Parties Providing Advertising, Content, or Functionality: Third parties may collect or receive information about you or your use of the Services to deliver ads (including targeted ads), content, or functionality, or to evaluate and analyze ad performance on our Services or other websites and platforms.
- We share or permit certain third parties to collect information about your device (such as browser type, IP address, or device ID), usage patterns, or click data through cookies and other tracking technologies. Some of this data is aggregated with information collected from other websites, online services, and linked devices. While we strive to restrict how third parties use the information they gather, some advertising and analytics partners may combine data from our Services with information from other sources to target ads across various platforms and enhance their services. For further details on the use of these technologies, refer to our Cookie Notice.
- We may also share information, including personal details like your email address, in a hashed or otherwise obscured format for advertising purposes, including targeted ads, either on our Services or on other websites and platforms. Recipients are permitted to use this information solely for the intended purposes.
- Other Parties in the Context of a Corporate Transaction: We may share your information if we sell or transfer all or part of our business or assets to a third party. This includes scenarios such as mergers, acquisitions, bankruptcy reorganizations, or during due diligence related to such transactions.
- **With Your Consent or Instructions:** We may also disclose your information to third parties when you explicitly consent to or instruct us to share it.
Sharing Non-Identifiable Information: We also share non-identifiable information with third parties, such as aggregated data on how users interact with our Services.
Third-Party Content and Links: Our Services may include content from or links to third-party websites and services, including social media platforms, which are beyond our control. We are not responsible for the practices of these third parties, and this Privacy Policy does not cover their content, services, or how they handle your information.
| Tool | Purpose | Link to Privacy Policy |
|---|---|---|
| Elementor | A drag-and-drop page builder for creating responsive WordPress pages without coding. | Elementor Privacy Policy |
| Akismet | An anti-spam plugin that filters out spam comments and submissions on your site. | Akismet Privacy Policy |
| WP Super Cache | A caching plugin that improves website speed by serving static HTML files. | WP Super Cache Privacy Policy |
| Smush | An image optimization plugin that compresses images to improve site performance. | Smush Privacy Policy |
| Contact Form 7 | A plugin for creating and managing multiple contact forms on your WordPress site. | Contact Form 7 Privacy Policy |
Account Management, Privacy Rights, & Choices:
Email Promotions: To stop receiving promotional emails from us, follow the opt-out instructions provided in those messages.
Opting Out of the Sale or Sharing of Personal Information for Targeted Advertising (For Residents of California, Colorado, Connecticut, Montana, Oregon, Texas, Utah, and Virginia Only):
If you reside in California, Colorado, Connecticut, Montana, Oregon, Texas, Utah, or Virginia, you can opt out of certain uses of your personal information, including for targeted advertising, as permitted by law. Targeted advertising involves displaying ads based on personal information collected across various platforms.
We and our advertising partners collect data such as device identifiers, cookies, advertising IDs, IP addresses, and usage activity. This information may be shared with third parties or combined with data from other sources to provide more relevant ads and related advertising activities. We may also use hashed contact information for these purposes. This process is referred to as “sharing” or processing personal information for targeted ads, and may be considered as “selling” your information under applicable laws.
Analytics: Some analytics partners offer specific opt-out options. For instance, you can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on. Visit our Cookie Notice for more details on opting out of certain analytics providers.
Targeted Advertising: Besides the options mentioned above, our Cookie Notice provides information on managing cookies and other choices regarding personalized advertising. You can choose whether to receive targeted ads from participating ad networks, audience segment providers, and ad-serving vendors by visiting sites operated by the Network Advertising Initiative and Digital Advertising Alliance, or for users in the European Economic Area, Your Online Choices. Be aware that these tools may have limitations based on the browsers they support. Many mobile devices also offer settings to opt out of personalized advertising for apps and related tracking. For more information, check your device settings.
Jurisdiction-Specific Privacy Information
Additional Information for California Residents
If you are a California resident, the California Consumer Privacy Act (“CCPA”) requires us to provide you with some additional information. Depending on how you use the Services:
- We collect, use, and disclose for our business and commercial purposes, the following categories of information about you or your use of the Services:
- Identifiers (such as name, address, email address); commercial information (such as transaction data); financial data (such as credit card information); user-generated content; device information and identifiers (such as IP address); internet or other network or device activity (such as browsing history or app usage); professional and employment related information; location data; audio or visual information (such as if you participate in a phone survey or submit a photo); demographic data (such as gender); inference data; and other information that identifies or can be reasonably associated with you.
- Please see Information We Collect above for more information
- We use the above categories of information:
- to provide and manage the Services you request; to contact you; to deliver advertising; to better understand our readers and users and improve our Services; for bug detection and error reporting; to audit consumer interactions on the Services; to protect the rights of the Services and with your consent.
- Please see How We Use Information above for more information.
- We disclose
- any of the above categories of information we collect with: our affiliates; business partners to provide you with services that you request; service providers; other parties, including government entities, when required by law or to protect our users and services; social media services pursuant to that service and your settings; and with your consent or in connection with a corporate transaction.
- commercial information and financial data, including your payment information, with payment processors and service providers, and
- device information and identifiers and internet or other network or device activity with entities that provide content, advertising, and functionality.
- Please see How We Disclose Information above for more information.
Sale or sharing of personal information. We engage in targeted (or cross context behavioral) advertising on the Services or on other sites and when we advertise our Services elsewhere. In connection with such advertising, we may share the following categories of information with advertising networks and providers, advertisers, and social media networks, which may be considered a sale under California law and is the processing of personal information for targeted advertising:
- device information and identifiers, such as IP address, and unique advertising identifiers and cookies; hashed identifiers such as contact information, usage information, such as browsing history or app usage; location information, such as city; and inference data.
California residents can opt out of such targeted advertising. California residents can also turn on the Global Privacy Control (GPC) to opt out of the “sale” or “sharing” of your personal information that is browser based for each participating browser system that you use. Learn more at the Global Privacy Control website.
Right to Limit. The CCPA also allows you to limit the use or disclosure of your “sensitive personal information” (as defined in the CCPA) if your sensitive personal information is used for certain purposes. Please note, in the limited circumstances that we process sensitive personal information as defined by the CCPA, we do not use or disclose it other than for disclosed and permitted business purposes for which there is not a right to limit under the CCPA.
Retention. We keep your information to fulfill the purposes described above, unless a longer retention is required or permitted by law. Our retention is based upon the amount, nature and sensitivity of the information, the potential risk of harm from unauthorized use or disclosure of the information, the purposes for which we process the information, applicable legal requirements, and our legitimate interests. The purposes for which we process information may dictate different retention periods for the same types of information. For example, we retain your email address as an authentication credential (where applicable) as long as you have an account with us and an additional period of time after that for our legitimate interests and for our fraud and legal compliance purposes. If you opt out of email marketing, we maintain your email on our suppression list for an extended time to honor your opt out. We may delete or de-identify your information sooner if we receive a verifiable deletion request, subject to exemptions under applicable law.
Do Not Track. Some web browsers may transmit a “do-not-track” signal. Because there currently is no industry standard concerning how to treat such signals, the Services currently do not take action in response to do not track signals. We respond to legally recognized browser-based opt out signals such as the Global Privacy Control signal for California residents.
Data Security
We have in place physical, electronic and managerial procedures to help protect the information we collect. However, as effective as these measures are, no security system is impenetrable. We cannot guarantee the security of our systems, nor can we guarantee that the information you supply will not be intercepted while being transmitted to us over the Internet.
Children’s Privacy
We do not knowingly collect any personal information from children under the age of 16 without parental consent, unless permitted by law. If we learn that a child under the age of 16 has provided us with personal information, we will delete it in accordance with applicable law.
Changes to this Privacy Policy
We may modify this Privacy Policy from time to time. We will notify you of changes by posting changes here, or by other appropriate means. Any changes to the Privacy Policy will become effective when the updated policy is posted on the Services. Your use of the Services or your provision of information to us following such changes indicates your acceptance of the revised Privacy Policy.
For More Information. Please contact us.
Organic Growth USA, LLC 212 E 22nd St Cheyenne, WY 82001
or by email support@organicgrowthusa.net